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    Optimal for several trips abroad per year – protect yourself and your family from high medical and hospital costs.

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Annual travel health insurance for multiple trips

Annual travel health insurance
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Annual travel health insurance

  • Travel as often as you like
  • Valid worldwide
  • Favourable family plan
Calculate & Book
From
29 €
per year*
Quick access
  • Tariff overview
  • Benefits
  • Corona
  • Questions & Answers
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Your benefits

Tripped, fallen, broken. When travelling, small carelessness can have big consequences – including for your wallet. This is because you usually have to pay for medical treatment abroad yourself. With an annual international health insurance policy from HanseMerkur, you protect yourself against high costs for doctors, hospitals and medication. And on as many trips as you like lasting up to 62 days – be it alone or with your loved ones. An annual international health insurance offers you these benefits, among others:

* Example price per year, up to your 65th birthday

Outpatient/inpatient treatments

Medications and surgical dressings

Transport and accommodation for accompanying persons

Tariff overview

Annual travel insurance
Number of trips
any number of trips per year
Maximum trip dura­tion
62 days per trip
Scope of cover
Globally
Deductible
-
Affordable family tariff
Price overview
Download PDF
Mode of payment
annually
Sample price

from € 29 

(per year, up to 65th birthday)
Calculate & book

At a glance – the most important benefits

Travel health insurance
What´s coveredSingle / Family
Assistance and meeting the cost
Assistance and meeting the cost
Outpatient treatment with a doctor
Outpatient treatment with a doctor
Inpatient treatment
Inpatient treatment
Dental treatments
Dental treatments
Medicines and bandages
Medicines and bandages
Medical transport to hospital
Medical transport to hospital
Home transport incl. Ambulance jet
Home transport incl. Ambulance jet
Transfer and funeral costs
Transfer and funeral costs
Benefits for insured persons and insured passengers
Benefits for insured persons and insured passengers
Hotel costs (due to an extension of stay due to illness)
Hotel costs (due to an extension of stay due to illness)up to € 2.500
Return travel costs for home transport or transfer
Return travel costs for home transport or transfer
Benefits for uninsured relatives
Benefits for uninsured relatives
Sick call
Sick call

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Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Questions and Answers

By when should I take out the annual international health insurance?

Any time before departure

You can take out the annual international health insurance at any time before you start your trip. The insurance cover begins after payment of the premium for all trips that you book after conclusion of the contract. Insurance cover is provided for trips that have already been booked if you conclude the contract before the start of the trip. If you only conclude the contract after the start of the trip, the insurance cover only applies to the following trips.

How many days am I allowed to travel per trip?

A maximum of 62 days per trip

With the annual international health insurance, you are comprehensively protected on as many trips as you like within one year. The insurance cover per trip amounts to a total of 62 days. 

What if the insurance year ends during a holiday trip?

Without cancellation, the insurance cover is extended

The contract will be renewed for a further year if you do not terminate it in writing at least three months before expiry. If the insurance year ends during a holiday trip, the insurance cover automatically continues.

How many people are included in the family plan?

Up to a maximum of 7 persons

In the family plan, you can insure up to 7 persons in total. If you take out family insurance, a maximum of 2 adults and children up to the age of 25 count as a family, regardless of the relationship.

I am travelling by motorhome. Am I then also insured?

Yes, on all types of travel

With annual international health insurance, you are protected for all types of travel. Whether by ship, bus or plane – the insurance cover applies everywhere: in the mobile home, hotel or holiday home.

What does international health insurance cover ensure in the event of COVID-19?

Medical treatment costs including a COVID test

If the insured person falls ill with COVID-19 during the trip, HanseMerkur will cover all medical treatment costs including a COVID test carried out on the basis of clear symptoms.

Items not insured include:

  • The cost of a quarantine
  • Costs incurred on the basis of the mere presumption of COVID disease (test negative)
  • Cost of a COVID test to meet entry requirements
  • Costs if there was already a travel warning level 5 or 6 before departure

Further information on the Coronavirus

Did you know? Facts about annual international health insurance

Benefits

Benefits

A highly effective international health insurance policy should be part of every traveller's luggage. No matter where you travel – you may always need to seek medical help. Imagine that a tooth suddenly starts to hurt while you are on holiday. Or you slip at the pool and break a leg. Without private international health insurance, you will be stuck with the sometimes horrendous medical costs. This is because your statutory health insurance does not always cover the treatment costs. Our annual international health insurance protects you against financial damage caused by high costs for outpatient and inpatient treatment on as many trips abroad as you like within 1 year.

Our savings tip

Our savings tip

Annual international health insurance is suitable for anyone who travels several times a year and does not want to worry about their insurance cover each time. All costs for medical assistance abroad are covered – even for return transport if this is medically justifiable. Annual international health insurance is particularly useful in other EU countries, where the Austrian e-card is usually not accepted. Without private travel insurance, you have to bear the often very high costs for medical treatment yourself. Incidentally, an annual international health insurance policy is often cheaper than individual insurance policies for as few as 2 trips a year.

For business travellers

For business travellers

The annual international health insurance is suitable for holiday and business trips lasting up to 62 days. In some countries requiring a visa, international health insurance is even compulsory. Our experts are available around the clock via our worldwide emergency number if you need help. Our tip: If you are staying abroad for a longer period of time (e.g. world trip, semester abroad or work stay), we recommend our international health insurance for trips of up to 1 year. Discover the extensive range of travel insurance now and start your holiday relaxed.

Important documents for download

All important documents at a glance for printing or saving:

  • General terms and conditions of insurance
  • Insurance product information document (IPID)

Book Annual International Health Insurance directly

Conveniently choose from the following payment methods when booking:

payment-methoden-data
  • Annual International...

Annual International Health Insurance

29 €

per year (up to the 65th birthday)

Calculate & book

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