Annual travel health insurance for multiple trips

You can take out the annual international health insurance at any time before you start your trip. The insurance cover begins after payment of the premium for all trips that you book after conclusion of the contract. Insurance cover is provided for trips that have already been booked if you conclude the contract before the start of the trip. If you only conclude the contract after the start of the trip, the insurance cover only applies to the following trips.

With the annual international health insurance, you are comprehensively protected on as many trips as you like within one year. The insurance cover per trip amounts to a total of 62 days. 

The contract will be renewed for a further year if you do not terminate it in writing at least three months before expiry. If the insurance year ends during a holiday trip, the insurance cover automatically continues.

In the family plan, you can insure up to 7 persons in total. If you take out family insurance, a maximum of 2 adults and children up to the age of 25 count as a family, regardless of the relationship.

With annual international health insurance, you are protected for all types of travel. Whether by ship, bus or plane – the insurance cover applies everywhere: in the mobile home, hotel or holiday home.

If the insured person falls ill with COVID-19 during the trip, HanseMerkur will cover all medical treatment costs including a COVID test carried out on the basis of clear symptoms.

Items not insured include:

• The cost of a quarantine
• Costs incurred on the basis of the mere presumption of COVID disease (test negative)
• Cost of a COVID test to meet entry requirements
• Costs if there was already a travel warning level 5 or 6 before departure

Further information on the Coronavirus