Annual insurances

What´s covered
Annual travel protection PremiumAnnual cancellation and travel protection CarefreeAnnual cancellation and travel protection Premium
Cancellation insurance
Repayment of cancellation costs in case of non-arrival of the trip
-
Acute chronic or existing ailments, etc. + including best price guarantee
-
Trip interruption insurance
Unused travel service
Reimbursement of the entire travel price
-
e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
Acute chronic or existing ailments, etc.
-
Extra-Rückreise-Versicherung
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
Single / Family up to € 5.000Single up to €  2.500 / Family up to € 5.000 Single / Family up to € 5.000
Acute chronic or existing ailments, etc.
-
Delay protection
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs
Transfer protection
Additional return travel costs
Costs of rebooking
up to € 500up to € 250 up to € 500
Accommodation costs
-up to € 50up to € 75
Deductible up to 20% of travel cancellation costs
Luggage insurance
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events
Single € 3.500 / Family € 7.000 Single € 2.000 / Family € 4.000 Single € 3.500  / Family € 7.000 
Deliveries overdue
€ 400€ 250 € 400 
Travel accident insurance
For rescue costs
€ 80.000€ 20.000 € 80.000
Personal assistance
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000
Guardian angel: Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible
up to € 500-up to € 500
Travel health insurance
100% reimbursement for: outpatient treatment, dental treatment, medication and bandages, and much more.
Inpatient treatment
100 %€ 300.000100 %
Costs for an accompanying person
100 %€ 2.500100 %
Telephone costs of contacting the emergency call centre
€ 25 -€ 25 
Benefits for co-insured persons
Return travel costs of insured persons
100 %-100 %
Hotel costs for a maximum of 10 days
€ 2.500-€ 2.500
Benefits for uninsured relatives
Visit to the sick
100 %-100 %
Deductible
No deductible20 %No deductible
Travel liability insurance
€ 1 Million€ 750.000 € 1 Million