Annual insurances
| What´s covered | Annual travel protection Premium | Annual cancellation and travel protection Carefree |
Recommendation
|
|---|---|---|---|
Cancellation insurance | |||
Repayment of cancellation costs in case of non-arrival of the trip | |||
Acute chronic or existing ailments, etc. + including best price guarantee | |||
Trip interruption insurance | |||
Unused travel service | |||
Reimbursement of the entire travel price | |||
e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc. | |||
Acute chronic or existing ailments, etc. | |||
Extra return travel insurance | |||
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc. | Single / Family up to € 5.000 | Single up to € 2.500 / Family up to € 5.000 | Single / Family up to € 5.000 |
Acute chronic or existing ailments, etc. | |||
Delay protection | |||
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs | |||
Transfer protection | |||
Additional return travel costs | |||
Costs of rebooking | up to € 500 | up to € 250 | up to € 500 |
Accommodation costs | up to € 50 | up to € 75 | |
Deductible up to 20% of travel cancellation costs | |||
Luggage insurance | |||
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events | Single € 3.500 / Family € 7.000 | Single € 2.000 / Family € 4.000 | Single € 3.500 / Family € 7.000 |
Deliveries overdue | € 400 | € 250 | € 400 |
Travel accident insurance | |||
For rescue costs | € 80.000 | € 20.000 | € 80.000 |
Personal assistance | |||
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 | |||
Guardian angel: Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible | up to € 500 | up to € 500 | |
Travel health insurance | |||
100% reimbursement for: outpatient treatment, dental treatment, medication and bandages, and much more. | |||
Inpatient treatment | 100 % | € 300.000 | 100 % |
Costs for an accompanying person | 100 % | € 2.500 | 100 % |
Telephone costs of contacting the emergency call centre | € 25 | € 25 | |
Benefits for co-insured persons | |||
Return travel costs of insured persons | 100 % | 100 % | |
| Hotel costs for a maximum of 10 days | € 2.500 | € 2.500 | |
Benefits for uninsured relatives | |||
Visit to the sick | 100 % | 100 % | |
Deductible | No deductible | 20 % | No deductible |
Travel liability insurance | € 1 Million | € 750.000 | € 1 Million |