Annual insurances

What´s covered
Annual cancellation and treavel protection Carefree Annual cancellation and travel protection Premium
Cancellation insurance
Repayment of cancellation costs in case of non-arrival of the trip
Acute chronic or existing ailments, etc. + including best price guarantee
Trip interruption insurance
Unused travel service
Reimbursement of the entire travel price
Acute chronic or existing ailments, etc.
Extra return travel insurance
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
Acute chronic or existing ailments, etc.
Delay protection
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs
Transfer protection
Additional return travel costs
Costs of rebooking
up to € 250up to € 500
Accommodation costs
up to € 50up to € 75
Deductible up to 20% of travel cancellation costs
Luggage insurance
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events
Single € 2.000 / Family € 4.000Single € 3.500 / Family € 7.000
Deliveries overdue
€ 250€ 400
Travel accident insurance
For rescue costs
€ 20.000€ 80.000
Personal assistance
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000
Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible
-up to € 500 
Travel health insurance
100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more.
Inpatient treatment
€ 300.000100 %
Costs for an accompanying person
€ 2.500100 %
Telephone costs of contacting the emergency call centre
-€ 25
Benefits for co-insured persons
Return travel costs of insured persons
-100 %
Hotel costs for a maximum of 10 days
-€ 2.500
Benefits for uninsured relatives
Visit to the sick
-100 %
20 %No deductible
Travel liability insurance
€ 750.000€ 1 Million