Annual insurances

What´s covered

Annual cancellation and treavel protection Carefree  Annual cancellation and travel protection Premium
Cancellation insurance
Repayment of cancellation costs in case of non-arrival of the trip
ApplicableApplicable
Acute chronic or existing ailments, etc. + including best price guarantee
Not applicableApplicable
Trip interruption insurance
Unused travel service
ApplicableApplicable
Reimbursement of the entire travel price
Not applicableApplicable
Acute chronic or existing ailments, etc.
Not applicableApplicable
Extra return travel insurance
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
ApplicableApplicable
Acute chronic or existing ailments, etc.
Not applicableApplicable
Delay protection
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs
ApplicableApplicable
Transfer protection
Additional return travel costs
Not applicableApplicable
Costs of rebooking
up to € 250up to € 500
Accommodation costs
up to € 50up to € 75
Deductible up to 20% of travel cancellation costsApplicableApplicable
Luggage insurance
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events
Single € 2.000 / Family € 4.000Single € 3.500 / Family € 7.000
Deliveries overdue
€ 250€ 400
Travel accident insurance
For rescue costs
€ 20.000€ 80.000
Personal assistance
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000
ApplicableApplicable
Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible
Not applicableup to € 500 
Travel health insurance
100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more.
ApplicableApplicable
Inpatient treatment
€ 300.000100 %
Costs for an accompanying person
€ 2.500100 %
Telephone costs of contacting the emergency call centre
Not applicable€ 25
Travel liability insurance
€ 750.000€ 1 Million
Car breakdown assistance
Not applicableApplicable
Benefits for co-insured persons
Return travel costs of insured persons
Not applicable100 %
Hotel costs for a maximum of 10 days
Not applicable€ 2.500
Benefits for uninsured relatives
Visit to the sick
Not applicable100 %
Deductible
20 %No deductible