What´s covered | Carefree | Premium |
---|---|---|
Cancellation insurance | ||
Repayment of cancellation costs in case of non-arrival of the trip | ||
Acute chronic or existing ailments, etc. + including best price guarantee | - | |
Trip interruption insurance | ||
Unused travel service; reimbursement of total travel price | ||
Reimbursement of the entire travel price | - | |
Acute chronic or existing ailments, etc. | - | |
Extra return travel insurance | ||
Afterward travel costs in case of interruption of travel, additional accommodation and return travel costs | ||
Acute chronic or existing ailments, etc. | - | |
Delay protection | ||
Transfer insurance | ||
Self-funding (self-funding up to 20% of travel cancellation costs) | ||
Luggage insurance | ||
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events | Single up to € 2.000/ Family up to € 4.000 | Single up to € 3.500 / Family up to € 7.000 |
Deliveries overdue | € 250 | € 400 |
Travel accident insurance | ||
Personal Assistance | ||
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 | ||
Guardian angel: Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible | - | up to € 500 |
Travel health insurance | ||
100% reimbursement for: Outpatient medical treatments, dental treatment, medication and bandages, and much more. | ||
Inpatient treatment | € 300.000 | 100% |
Declaration of reimbursement of costs to hospitals, supplementary payments abroad, shipment of medicines, exchange of information between family doctor and treating physician | ||
Costs for an accompanying person | € 2.500 | |
Substitute hospital daily allowance for a maximum of 30 days | € 50 /day | € 50/day |
Telephone costs of contacting the emergency call centre | - | |
Hotel costs for a maximum of 10 days | € 2.500 | € 2.500 |
Hotel costs for a maximum of 10 days | ||
Return travel costs of insured persons | - | 100 % |
Hotel costs for a maximum of 10 days | - | € 2.500 |
Benefits for uninsured relatives | ||
Visit to the sick | - | 100 % |
Travel liability insurance | € 750.000 | € 1 Million |