Cancellation- and Travel protection

What´s coveredCarefree Premium
Cancellation insurance
Repayment of cancellation costs in case of non-arrival of the trip
ApplicableApplicable
Acute chronic or existing ailments, etc. + including best price guarantee
Not applicableApplicable
Trip interruption insurance
Unused travel service; reimbursement of total travel price
ApplicableApplicable
Reimbursement of the entire travel price
Not applicableApplicable
Acute chronic or existing ailments, etc.
Not applicableApplicable
Extra return travel insurance
Afterward travel costs in case of interruption of travel, additional accommodation and return travel costs
ApplicableApplicable
Acute chronic or existing ailments, etc.
Not applicableApplicable
Delay protection
ApplicableApplicable
Transfer insurance
ApplicableApplicable
Self-funding (self-funding up to 20% of travel cancellation costs)
ApplicableApplicable
Luggage insurance
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events
Single up to € 2.000/ Family up to € 4.000 Single up to € 3.500 / Family up to € 7.000
Deliveries overdue
€ 250€ 400 
Travel accident insurance
ApplicableApplicable
Personal Assistance
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 
ApplicableApplicable
Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible
Not applicableup to € 500 
Travel health insurance
100% reimbursement for: Outpatient medical treatments, dental treatment, medication and bandages, and much more.
ApplicableApplicable
Inpatient treatment
€ 300.000100%
Declaration of reimbursement of costs to hospitals, supplementary payments abroad, shipment of medicines, exchange of information between family doctor and treating physician
ApplicableApplicable
Costs for an accompanying person
€ 2.500Applicable
Substitute hospital daily allowance for a maximum of 30 days
€ 50 /day€ 50/day
Telephone costs of contacting the emergency call centre
Not applicableApplicable
Hotel costs for a maximum of 10 days
€ 2.500€ 2.500
Hotel costs for a maximum of 10 days
Return travel costs of insured persons
Not applicable100 %
Hotel costs for a maximum of 10 days
Not applicable€ 2.500
Benefits for uninsured relatives
Visit to the sick
Not applicable100 %
Travel liability insurance
€ 750.000€ 1 Million