What´s covered | Annual travel protection Premium | Annual travel protection Carefree |
---|---|---|
Trip interruption insurance | ||
Unused travel service; reimbursement of the entire travel price; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc. | ||
Acuteness of chronic or existing ailments, etc. | - | |
Extra return travel insurance | ||
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc. | ||
Acute chronic or existing ailments, etc. | - | |
Delay protection | ||
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs | ||
Transfer protection | ||
Additional return travel costs | ||
Costs of rebooking | up to € 500 | up to € 250 |
Accommodation costs | up to € 75 | up to € 50 |
Deductible up to 20% of travel cancellation costs | ||
Luggage insurance | ||
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events | Single € 3.500 / Family € 7.000 | Single € 2.000 / Family € 4.000 |
Deliveries overdue | up to € 400 | up to € 250 |
Travel accident insurance | ||
For salvage costs | up to € 80.000 | up to € 20.000 |
Personal assistance | ||
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 | ||
Guardian angel: Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible | up to € 500 | - |
Travel health insurance | ||
100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more. | ||
Inpatient medical treatment | 100 % | € 300.000 |
Costs for an accompanying person | 100 % | € 2.500 |
Telephone costs of contacting the emergency call centre | € 25 | - |
Benefits for co-insured persons | ||
Return travel costs of insured persons | 100 % | - |
Hotel costs for a maximum of 10 days | € 2.500 | - |
Benefits for uninsured relatives | ||
Visit to the sick | 100 % | - |
Deductible | No deductible | 20 % |
Travel liability insurance | € 1 Million | € 750.000 |