Annual insurances

What´s covered
Recommendation
Premium
Carefree

Trip interruption insurance

Unused travel service; reimbursement of the entire travel price; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.

Acuteness of chronic or existing ailments, etc.

Extra return travel insurance

Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.

Acute chronic or existing ailments, etc.

Delay protection

Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs

Transfer protection

Additional return travel costs

Costs of rebooking

up to € 500 up to € 250 

Accommodation costs

up to € 75 up to € 50 
Deductible up to 20% of travel cancellation costs

Luggage insurance

Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events

Single € 3.500 / Family € 7.000Single € 2.000 / Family € 4.000 

Deliveries overdue

up to € 400 up to € 250 

Travel accident insurance

For salvage costs

up to € 80.000up to € 20.000

Personal assistance

Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 

Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible

up to € 500 

Travel health insurance

100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more.

Inpatient medical treatment

100 %€ 300.000

Costs for an accompanying person

100 %€ 2.500

Telephone costs of contacting the emergency call centre

€ 25

Benefits for co-insured persons

Return travel costs of insured persons

100 %

Hotel costs for a maximum of 10 days

€ 2.500

Benefits for uninsured relatives

Visit to the sick

100 %

Deductible

No deductible20 %

Travel liability insurance

€ 1 Million€ 750.000