Annual insurances

Unused travel service; reimbursement of the entire travel price; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.

Acuteness of chronic or existing ailments, etc.

Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.

Acute chronic or existing ailments, etc.

Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs

Additional return travel costs

Costs of rebooking

Accommodation costs

Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events

Deliveries overdue

For salvage costs

Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 

Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible

100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more.

Inpatient medical treatment

Costs for an accompanying person

Telephone costs of contacting the emergency call centre

Return travel costs of insured persons

Hotel costs for a maximum of 10 days

Visit to the sick