Annual insurances

What´s covered
Annual travel protection PremiumAnnual travel protection  Carefree
Trip interruption insurance
Unused travel service; reimbursement of the entire travel price; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
Acuteness of chronic or existing ailments, etc.
Extra return travel insurance
Additional travel costs in case of interruption of travel, additional accommodation and return travel costs; e. g. due to unexpected and serious illness, death, serious accident injury, pregnancy, etc.
Acute chronic or existing ailments, etc.
Delay protection
Public transport delays of more than 2 hours: extra outward travel costs, additional accommodation costs and additional return travel costs
Transfer protection
Additional return travel costs
Costs of rebooking
up to € 500 up to € 250 
Accommodation costs
up to € 75 up to € 50 
Deductible up to 20% of travel cancellation costs
Luggage insurance
Damage and loss of luggage in custody, criminal acts of third parties, damage caused by traffic accidents and damage caused by fire, explosion or natural events
Single € 3.500 / Family € 7.000Single € 2.000 / Family € 4.000 
Deliveries overdue
up to € 400 up to € 250 
Travel accident insurance
For salvage costs
up to € 80.000up to € 20.000
Personal assistance
Worldwide 24h emergency call service: assistance with law enforcement, loss of travel documents and means of payment, interpretation costs up to € 3.000, penalty deposit up to € 13.000 
Guardian angel:
Damage to the house (property): assumption of costs for necessary emergency repairs; shell damage to your vehicle: deductible
up to € 500 -
Travel health insurance
100% reimbursement for: outpatient medical treatment, dental treatment, medication and bandages, and much more.
Inpatient medical treatment
100 %€ 300.000
Costs for an accompanying person
100 %€ 2.500
Telephone costs of contacting the emergency call centre
€ 25-
Benefits for co-insured persons
Return travel costs of insured persons
100 %-
Hotel costs for a maximum of 10 days
€ 2.500-
Benefits for uninsured relatives
Visit to the sick
100 %-
No deductible20 %
Travel liability insurance
€ 1 Million€ 750.000