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    Coronavirus & Travel Insurance

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    Travel insurance
    Inter­na­tional health insurances

    Optimal for several trips abroad per year – protect yourself and your family from high medical and hospital costs.

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Download centre – Insurance terms and conditions

Download Center Travel insurance
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  • Cancel­la­tion & travel protec­tion
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All insurance terms and conditions at a glance

In this section, you will find the latest insurance terms and conditions for all HanseMerkur travel insurance products. These documents regulate all mutual rights and obligations. When you take out travel insurance online, we will send you the valid general insurance terms and conditions by email.

Cancel­la­tion and travel protec­tion

  • Travel cancellation and curtailment insurance: VB-RKS 2018 (T-A)
  • Annual cancellation and travel protection: VB-RKS 2018 (JRV-A)

Travel health insurance


  • Travel health insurance: VB-RKS 2018 (Out-A)
  • Young travel health insurance: VB-RKS 2018 (YT-OUT-A)
  • Annual Travel health insurance: VB-KV 2018 (JRV-A)

Coronavirus travel protection

  • Corona travel protection: VB-RS 2021 (T-Corona-A)

Incoming insurances

  • Travel health insurance for foreign guests: VB-RKS 2018 (AG-A)
  • Young Travel health insurance: VB-RKS 2018 (YT-IN-A)
  • Coverage in Austria for foreign guests: VB-RKS 2020 (TSFI-A)
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Österreichische Flagge Austria
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