Travel health insurance for single trips

Single trip health insurance

For up to 364 days abroad
24-hour travel emergency call
Calculation of premiums to the day

Calculate & Book

From
1.50 €
per day*

Quick access

Tariff comparison
Benefits
Our tip
Questions & Answers
Did you know?
Downloads
Book online

Your benefits

Good news for all globetrotters: With HanseMerkur international health insurance, you are optimally covered in the event of illness while travelling. After all, anyone who needs to see a doctor or go to hospital on a trip abroad usually pays for medication and fees themselves. Your international health insurance covers the costs of medical assistance or repatriation home for up to one year. Calculate your premium now and benefit from these services:

* up to 65th birthday, excluding USA/Canada

Outpatient/inpatient treatments

Medications and surgical dressings

Return transport to Austria

Tariff comparison

	Carefree	Recommendation Premium
Maximum trip duration	364 days	364 days
Scope of cover	Globally (optionally with/without USA & Canada)	Globally (optionally with/without USA & Canada)
Additionally insured items Extra-Benefits: Return travel or extension costs due to hospital stay hospital stay for more than 5 days Coverage of telephone costs for contacting the emergency call	–
Deductible	20 %*	–
Age limit	Tariff up to and from the 65th birthday	Tariff up to and from the 65th birthday
Optional: Additional package
Travel accident coverage
Travel liability insurance
Personal assistance

Price overview	Download PDF	Download PDF
Mode of payment	Once, monthly, quarterly, semi-annually or annually	Once, monthly, quarterly, semi-annually or annually
Sample price	from € 1.50 (per day, up to the age of 65, excluding USA/Canada)	from € 2 (per day, up to the age of 65, excluding USA/Canada)
	Calculate & book	Calculate & book

(✓) individually combinable* 20% deductible for medical expenses abroad, provided the claims were not first asserted with social or private insurance.

The most important benefits – at a glance

Travel health insurance

What´s covered	Carefree	Premium
Outpatient treatment
Outpatient treatment
Pain-relieving dental treatment
Pain-relieving dental treatment
Medicines and bandages
Medicines and bandages
Radiation, light and other physical treatments
Radiation, light and other physical treatments
Massages, packs, inhalations and physiotherapy
Massages, packs, inhalations and physiotherapy
Aid prescribed
Aid prescribed
X-ray diagnostics
X-ray diagnostics
Operations
Operations
Inpatient treatment
Inpatient treatment	up to € 300.000	100 %
Medically necessary pregnancy treatments and premature births
Medically necessary pregnancy treatments and premature births
Medical transport for inpatient treatment
Medical transport for inpatient treatment
Medically sensible return transport of patients
Medically sensible return transport of patients
Costs for an accompanying person in case of return transport of sick persons
Costs for an accompanying person in case of return transport of sick persons
Transfer costs
Transfer costs
Funeral costs abroad
Funeral costs abroad
Subsequent payments abroad
Subsequent payments abroad
Dispatch of medicines
Dispatch of medicines
Visit to the hospital – in case of hospital stay longer than 5 days
Visit to the hospital – in case of hospital stay longer than 5 days	-
Information about local doctors
Information about local doctors
Communication of information between doctors
Communication of information between doctors

Travel liability insurance

What´s covered	Carefree	Premium
Liability risks of everyday life
Liability risks of everyday life	€ 750.000	€ 1 Mio.
Rental damage per insured event
Rental damage per insured event	€ 25.000	€ 25.000

Travel accident coverage

What´s covered	Carefree	Premium
Amount insured
Amount insured
Sum insured in the event of death
Sum insured in the event of death	€ 10.000	€ 20.000
In case of invalidity
In case of invalidity	€ 20.000	€ 40.000
Rescue costs
Rescue costs	€ 20.000	€ 80.000
Cosmetic surgery costs
Cosmetic surgery costs	-	€ 5.000

Personal assistance insurance

What´s covered	Carefree	Premium
Travel call
Travel call
In criminal proceedings
In criminal proceedings
Assistance in cases of arrest and threat of arrest (loans)
Assistance in cases of arrest and threat of arrest (loans)	up to € 3.000	up to € 3.000
Penalty bond (loans)
Penalty bond (loans)	up to € 13.000	up to € 13.000
In case of loss of means of payment and documents
In case of loss of means of payment and documents
Loss of travel funds (loans)
Loss of travel funds (loans)	up to € 1.500	up to € 1.500
Help in case of loss of credit cards and debit or Maestro cards
Help in case of loss of credit cards and debit or Maestro cards
Loss of travel documents
Loss of travel documents
Help with rebookings/delays
Help with rebookings/delays
Guardian angel for your house (emergency repairs) and your vehicle (self-retention in case of damage to the shell)
Guardian angel for your house (emergency repairs) and your vehicle (self-retention in case of damage to the shell)	-	€ 500

Our tip: Annual international health insurance for as many trips as you like

Optimal for travelling abroad a lot – our annual international health insurance protects you from high medical and hospital costs.

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Questions and Answers

Is there a deadline for taking out international health insurance?

Any time before departure

You can take out international health insurance at any time before you start your trip. Insurance cover begins at the earliest as soon as you pay the premium and ends on the agreed expiry date.

What is the maximum time I can travel?

Up to 364 days

With our international health insurance for one trip, you can travel for a maximum of 364 days. If you would like to insure yourself on several trips within one year, we recommend our annual international health insurance.

When does my health insurance expire?

At your agreed expiry date

Our international health insurance for a trip ends automatically on the agreed expiry date. If you take out an annual insurance policy, it is automatically extended for a further year without any action on your part.

Can I terminate international health insurance prematurely?

Yes, in the event of travel curtailment

If you end your trip earlier than planned, you can terminate your contract early. To do so, send us written notification within 31 days of the date of departure. Your contract ends when we receive the notice.

What do I do if I fall ill abroad?

Information for emergencies

If you need medical treatment during your stay abroad and have to go to hospital, for example, you are well protected with annual travel protection. You can reach our 24-hour emergency call service around the clock by calling +43-1-3152444. After the underlying event for a claim has occurred, fill out the travel health insurance claim form and return it to us as soon as possible. Alternatively, you can also report your claim online using our online claim form. If we require further documents than those requested in the form, we will contact you.

What does international health insurance cover ensure in the event of COVID-19?

Medical treatment costs including a COVID test

If the insured person falls ill with COVID-19 during the trip, HanseMerkur will cover all medical treatment costs including a COVID test carried out on the basis of clear symptoms.

Items not insured include:

The cost of a quarantine
Costs incurred on the basis of the mere presumption of COVID disease (test negative)
Cost of a COVID test to meet entry requirements
Costs if there was already a travel warning level 5 or 6 before departure

Further information on the Coronavirus

Did you know? Facts about international health insurance

Why take it out?

International health insurance: Why have it?

Are you working abroad for a few months, completing a semester abroad or planning a longer holiday? With international health insurance, you are covered for up to 364 days against treatment costs in the event of illness. It is particularly advisable to have travel health insurance outside the EU, as doctors and hospitals usually do not accept the Austrian e-card. As treatment costs abroad are often much higher than in Austria, you can quickly incur high costs, especially for inpatient stays. Save your travel funds and book our robust international health insurance from HanseMerkur.

Benefits

What benefits are included?

Our international health insurance reimburses outpatient and inpatient medical costs for stays of up to one year. This also includes dental treatment, urgent operations and ambulance transport. If you have to return home early, we will refund the partial premium for the unused days. For even more comprehensive protection, we recommend our Premium plan with additionally insured events and higher reimbursement sums. Alternatively, you can book optional liability, accident and travel assistance.

Our savings tip

Do you travel several times a year and not longer than 62 days? Then we recommend our annual international health insurance for worldwide travel destinations – it is often worth taking out for as few as 2 trips per year. If you would like to be even more comprehensively protected, we advise you to take out our annual travel protection including return travel insurance, delay protection and liability insurance.