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    Optimal for several trips abroad per year – protect yourself and your family from high medical and hospital costs.

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  • Travel health insurance (Foreign guests)

Travel health insurance for foreign guests

Travel insurance foreign guest groups
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Health insurance for guests

  • Valid in Austria & Schengen countries
  • Suitable for Schengen visas
  • Stay up to 364 days
Calculate & Book
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  • Benefits
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Your benefits

With health insurance for foreign guests, you are protected for up to 364 days in the event of illness or accident. We cover up to 100% of the costs for doctors' fees, medical treatment and medication. In the event of an emergency, our travel emergency service will organise transport back to your home country. For even more individual travel protection, extend your health insurance for foreign guests with travel liability and accident insurance. This way, you can travel to Austria and within the Schengen area without any worries.

* Price example, travel duration up to 7 days, up to 65th birthday

Meets the requirements of the EU

Calculation of premiums to the day

Bookable with liability and accident insurance

Tariff overview

Carefree
Recommendation
Premium
Travel health insurance
Incoming-additional package
Travel accident coverage
-
Travel liability insurance
-
Maximum trip dura­tion
364 days364 days
Scope of cover
Austria & temporary trips to the EU/​Schengen countriesAustria & temporary trips to the EU/​Schengen countries
Price overview
Download PDFDownload PDF
Mode of payment
Once, monthly, quarterly, semi-annually or annuallyOnce, monthly, quarterly, semi-annually or annually

Sample price

(Travel time up to 7 days, up to 65th birthday)

from € 11

from € 16 

Calculate & book Calculate & book

At a glance – the most important benefits

Health insurance for foreign guests
What´s coveredCarefreePremium
Out-patient medical treatment
Out-patient medical treatment
Pain-relieving, conservative dental treatment
Pain-relieving, conservative dental treatment€ 250€ 600 
Inpatient medical treatment
Inpatient medical treatment
Radiation therapy, light therapy, and other physical treatments
Radiation therapy, light therapy, and other physical treatments
Massages, compresses, inhalations and physiotherapy
Massages, compresses, inhalations and physiotherapy-€ 300
Therapeutic aids following an accident
Therapeutic aids following an accident-
X-ray diagnostics
X-ray diagnostics
Surgeries
Surgeries
Transport by ambulance for in-patient treatment
Transport by ambulance for in-patient treatment
Medically required return transport of patients
Medically required return transport of patients
Subsequent payments abroad
Subsequent payments abroad1 month1 month
Incoming-Additional package (Travel liability insurance)
What´s coveredCarefreePremium
Liability risks of everyday life up to
Liability risks of everyday life up to-€ 1 Mio.
Liability claims due to damage to rented property per insurance case up to
Liability claims due to damage to rented property per insurance case up to-€ 25.000
Key loss
Key loss-€ 250
Damage to the host family’s household
Damage to the host family’s household-€ 25.000
Deortation costs
Deortation costs-€ 7.500 
Financial loss
Financial loss-€ 10.000
Professional liability
Professional liability-€ 25.000
Default insurance
Default insurance-€ 10.000
Deductible
Deductible-None (exceptions: 20% in the case of damage to tenants and deportation, at least 50 € in the case of damage to the host family’s household 10%, at least 200 € in the case of professional liability and insurance against receivables 10%, at least 200 €)
Incoming-Additional package (Travel accident insurance)
What´s coveredCarefreePremium
Invalidity
Invalidity-€ 30.000
Sum insured in the event of death
Sum insured in the event of death-€ 15.000
Sum insured in the event of death (for children under the age of 18)
Sum insured in the event of death (for children under the age of 18)-€ 10.000 
Search and rescue costs
Search and rescue costs-€ 10.000
Cosmetic surgery costs
Cosmetic surgery costs-€ 5.000

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Our tip: all the important answers about your travel insurance and Covid-19 can be found in our frequently asked questions about Covid-19.

Coronavirus-FAQ Travel insurance

Questions and Answers

Does health insurance for foreign guests only apply in Austria?

No, for all Schengen states

With health insurance, you are well covered as a foreign guest and not only in Austria. This insurance cover also applies to temporary travel to other European Schengen states, Andorra, Monaco, San Marino and the Vatican City.

Who can take out insurance?

Guests in Austria or the Schengen States

You can claim health insurance for foreign guests if you are staying temporarily in Austria or the Schengen states and if you are not subject to compulsory health insurance in the destination country (e.g. as an employee subject to social insurance).

Can I extend the contract if I stay longer in Austria?

Yes, upon request

Before the end of the original contract period, you can apply for a follow-up insurance policy (up to a total travel duration of 364 days). Please contact our customer service directly at +43-1-3177859.

Which plan is more suitable if I have to fulfil a visa requirement?

The Premium plan

If you have to fulfil a visa requirement for your trip to Austria or the Schengen states, we recommend the Premium plan. With this, you additionally benefit from travel liability insurance (especially deportation costs) and travel accident insurance.

Are there any deductible costs for me?

Proportionate in your travel liability insurance

In cases of damage to rented property and deportation costs, a deductible of 20 %, at least € 50, will be deducted from the determined amount of damage. In cases of damage to the host family's household, professional liability and loss of receivables, deductible costs of 10%, minimum € 200, apply.

Important documents for download

All important documents at a glance for printing or saving:

  • Insurance terms and conditions (Health insurance)
  • Price overview
  • Insurance product information document (Health insurance)
  • Insurance product information document (Health + Liability/Accident/Assistance insurance)

Book Health Insurance for Foreign Guests directly

Conveniently choose from the following payment methods when booking:

payment-methoden-data
  • CAREFREE
  • PREMIUM

CAREFREE

11 €

(Price example for 7 days, up to the 65th birthday)

Calculate & book

PREMIUM

16 €

(Price example for 7 days, up to the 65th birthday)

Calculate & book

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