With health insurance for foreign guests you are protected for up to 364 days in the event of illness or accident during your stay in Austria or Schengen states. We cover up to 100% of the costs for doctors' fees, medical treatment and medication. In the event of an emergency, our travel service will organise a transport back to your home country.
Outpatient/inpatient treatments
Meets EU requirements for your stay in Austria as a foreign guest
24-hour emergency call service
Premium tariff includes liability and accident insurance
| Carefree | Premium | |
|---|---|---|
| Travel health insurance | ||
| Additional package | ||
| Travel accident coverage | ||
| Travel liability insurance | ||
| Maximum trip duration | 364 days | 364 days |
| Scope of cover | Austria & temporary trips to the EU/Schengen countries | Austria & temporary trips to the EU/Schengen countries |
| Price overview | Download PDF | Download PDF |
| Mode of payment | Once, monthly, quarterly, semi-annually or annually | Once, monthly, quarterly, semi-annually or annually |
| Sample price | from € 11 (Travel time up to 7 days, up to 65th birthday)Calculate & book | from € 16 (Travel time up to 7 days, up to 65th birthday)Calculate & book |
| What´s covered | Carefree | Premium |
|---|---|---|
| Out-patient medical treatment | ||
| Out-patient medical treatment | ||
| Pain-relieving, conservative dental treatment | ||
| Pain-relieving, conservative dental treatment | € 250 | € 600 |
| Inpatient medical treatment | ||
| Inpatient medical treatment | ||
| Radiation therapy, light therapy, and other physical treatments | ||
| Radiation therapy, light therapy, and other physical treatments | ||
| Massages, compresses, inhalations and physiotherapy | ||
| Massages, compresses, inhalations and physiotherapy | - | € 300 |
| Therapeutic aids following an accident | ||
| Therapeutic aids following an accident | - | |
| X-ray diagnostics | ||
| X-ray diagnostics | ||
| Surgeries | ||
| Surgeries | ||
| Transport by ambulance for in-patient treatment | ||
| Transport by ambulance for in-patient treatment | ||
| Medically required return transport of patients | ||
| Medically required return transport of patients | ||
| Subsequent payments abroad | ||
| Subsequent payments abroad | 1 month | 1 month |
| What´s covered | Carefree | Premium |
|---|---|---|
| Liability risks of everyday life up to | ||
| Liability risks of everyday life up to | - | € 1 Mio. |
| Liability claims due to damage to rented property per insurance case up to | ||
| Liability claims due to damage to rented property per insurance case up to | - | € 25.000 |
| Key loss | ||
| Key loss | - | € 250 |
| Damage to the host family’s household | ||
| Damage to the host family’s household | - | € 25.000 |
| Deortation costs | ||
| Deortation costs | - | € 7.500 |
| Financial loss | ||
| Financial loss | - | € 10.000 |
| Professional liability | ||
| Professional liability | - | € 25.000 |
| Default insurance | ||
| Default insurance | - | € 10.000 |
| Deductible | ||
| Deductible | - | None (exceptions: 20% in the case of damage to tenants and deportation, at least 50 € in the case of damage to the host family’s household 10%, at least 200 € in the case of professional liability and insurance against receivables 10%, at least 200 €) |
| What´s covered | Carefree | Premium |
|---|---|---|
| Invalidity | ||
| Invalidity | - | € 30.000 |
| Sum insured in the event of death | ||
| Sum insured in the event of death | - | € 15.000 |
| Sum insured in the event of death (for children under the age of 18) | ||
| Sum insured in the event of death (for children under the age of 18) | - | € 10.000 |
| Search and rescue costs | ||
| Search and rescue costs | - | € 10.000 |
| Cosmetic surgery costs | ||
| Cosmetic surgery costs | - | € 5.000 |
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Also for tempory stays in Schengen states
With health insurance, you are well covered as a foreign guest and not only in Austria. This insurance cover also applies to temporary travel from Austria to other European Schengen states, Andorra, Monaco, San Marino and the Vatican City.
Guests in Austria
You can claim health insurance for foreign guests if you are staying in Austria and if you are not subject to compulsory health insurance in the destination country (e.g. as an employee subject to social insurance). The insurance cover also applies to temporary travel from Austria to other European Schengen states.
Yes, upon request
Before the end of the original contract period, you can apply for a follow-up insurance policy (up to a total travel duration of 364 days). Please contact our customer service directly at +43-1-3177859.
The Premium plan
If you have to fulfil a visa requirement for your trip to Austria or the Schengen states, we recommend the Premium plan. With this, you additionally benefit from travel liability insurance (especially deportation costs) and travel accident insurance.
Proportionate in your travel liability insurance
In cases of damage to rented property and deportation costs, a deductible of 20 %, at least € 50, will be deducted from the determined amount of damage. In cases of damage to the host family's household, professional liability and loss of receivables, deductible costs of 10%, minimum € 200, apply.
