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    Inter­na­tional health insurances

    Optimal for several trips abroad per year – protect yourself and your family from high medical and hospital costs.

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Travel insurance in comparison

HanseMerkur offers individually tailored insurance cover for every type of trip and for every type of traveller. But what is the quickest way to find your ideal travel insurance policy with so much on offer? The answer: With our insurance comparison for travel insurance.

From the categories travel health insurance, travel cancellation insurance, annual travel insurance and holiday insurance, you will find our offers here in direct comparison. Check at a glance which components make up the respective insurance policies and which benefits your travel protection should include. Visit our product detail pages for even more information and price details.

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Corona travel insurance in comparison

What Coronavirus travel protection is already included in our travel insurance policies and what additional benefits does Corona travel protection offer? Our products in comparison.

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Annual travel protection

Annual travel insurance in comparison

Benefits, durations and plans – With the help of our overview, you can see the annual travel insurance policies from our range at a glance.

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Annual travel health insurance

International health insurance in comparison

Which international health insurance policy suits you best? With our comparison for travel health insurance, we would like to make your decision easier.

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Travel cancellation insurance in comparison

Travel cancellation insurance in comparison

Whether it's a family, class or group trip – would you like to insure your holiday against cancellation? Here, you can find our travel cancellation insurance policies in direct comparison. 

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Travel cancellation insurance

Holiday insurance in comparison

You are undecided which holiday insurance is best suited to you and your plans? In our overview, you can compare all holiday insurance policies from our range in just a few seconds.

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Why is it worth comparing travel insurances?

You plan your trip according to your individual ideas and wishes. Therefore, you should also find insurance cover that is optimally adapted to your needs and prerequisites. The travel insurance comparison helps you to make the right choice. You would like to go on a group trip with friends, for example? With the group plan as per our travel and cancellation protection for holidays, you benefit from reduced premiums by insuring each other collectively instead of individually. This also applies to our family plans. Or is it important to you that you protect yourself with your insurance against a possible cancellation of travel and thus against high cancellation costs? In that case, you can compare all travel insurance policies that include cancellation insurance.

If you are looking for comprehensive cover for several trips a year, it is often worth taking out annual travel insurance for as few as 2 trips a year.

If you are looking for a suitable health insurance for your trip abroad, your age is also a decisive factor. If you are under 39 years old, the best offer is our international health insurance for young people.

If you are older than 39 years, the international health insurance for trips up to 364 days protects you comprehensively. If you need medical assistance abroad, e.g. due to illness or an accident, our international health insurance fully covers the costs incurred for outpatient and inpatient treatment (up to € 300,000 in the Carefree plan). In order to avoid expensive co-payments for treatment in other EU countries (which are not covered by your statutory health insurance), we generally recommend suitable travel health insurance protection for trips to other EU countries as well.

Travel insurance comparison: What insurance benefits should I look out for?

In a best-case scenario, you choose a travel insurance policy according to your respective requirements and your need for security. Ask yourself: Which services are particularly important to me personally? Are you travelling alone, with your partner or with children? Do you possibly have a pre-existing medical condition when you book your trip and are looking for additional insurance cover? 

Also consider how long you will be travelling and with whom, and whether you will be holidaying in EU or non-EU countries. Important: In a best-case scenario, an international health insurance policy should not only cover outpatient and inpatient treatment costs, but also include a medically necessary return transport, as well as a medically reasonable return transport to Austria. Our tip: Comprehensive travel protection combines international health insurance with travel curtailment, travel liability, travel accident and luggage insurance. The latter covers the current value of your luggage against damage, loss and theft. Accident insurance, on the other hand, covers the financial consequences of a possible travel accident. 

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