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Incoming insurance

  • ApplicableValid in Austria & Schengen countries
  • ApplicableAlso bookable after entry
  • ApplicableStay up to 364 days
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Incoming insurance for your stay abroad

Comprehensive cover for your stay in Austria and Schengen area

Hanse Merkur's Incoming insurance is a comprehensive protection for foreign visitors to Austria and Europe. It can be taken out by persons who have their permanent residence abroad and not in Austria. It is therefore suitable for foreign nationals, but also for Austrian nationals who do not live in Austria.

Visitor insurance at a glance

EU & Schengen

Travel insurance for Schengen visa

As a foreign guests in Austria, protect yourself for up to 364 days in case of illness or accident.

  • ApplicableTra­vel health in­suran­ce
  • ApplicableTra­vel ac­ci­dent coverage
  • ApplicableTra­vel lia­bi­li­ty in­suran­ce

From € 11

(duration up to 7 days, up to the age of 65)

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Insurance package

Austria cover for foreign visitors

Come2Austria: The best possible cover for travelling independently by car, motorhome or motorbike.

  • ApplicableCan­cel­la­ti­on in­suran­ce
  • ApplicableCur­tail­ment in­suran­ce
  • ApplicableTra­vel health in­suran­ce
  • ApplicableTra­vel lia­bi­li­ty in­suran­ce
  • ApplicableEmer­gen­cy in­suran­ce
  • ApplicableTra­vel ac­ci­dent in­suran­ce
  • ApplicableLug­ga­ge in­suran­ce
  • ApplicableVehicle breakdown assistance
  • ApplicableRental car insurance (Add-on)

From € 65

(duration up to 31 days - travel price up to € 500)

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Up to 364 days

Travel insurance for young visitors

For young visitors: protect yourself against high costs in the event of illness or accident.

  • ApplicableTra­vel health in­suran­ce
  • ApplicableTra­vel lia­bi­li­ty in­suran­ce
  • ApplicableTra­vel ac­ci­dent in­suran­ce

From € 1.70

(per day, up to the age of 29)

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Did you know? Important facts about Incoming insurance

What is Incoming insurance?

Incoming insurance is suitable for foreign nationals, but also for Austrian nationals who do not live in Austria. Hanse Merkur's visitor insurance for foreign guests can be taken out by the following groups of people:

  • Holidaymakers (Schengen insurance)
  • Au Pairs
  • (Language) pupils, students, scholarship holders, doctoral candidates
  • Work & Travel

What benefits does Incoming insurance cover?

We recommend the following insurance cover for long-term stays:

  • Visitor health insurance: Assumption of costs for medical treatments
  • Protection against liability risks for personal injury and property damage
  • Protection in the event of accidents that lead to disability and death
  • Protection in the event of damage, loss or destruction of luggage
  • Protection in emergencies

When do you need Incoming insurance?

There are various reasons for taking out an Incoming insurance:

  • To apply for a Schengen visa to enter the EU, non-EU citizens need sufficient health insurance cover
  • Foreign travellers in Austria have little insurance cover from their home country and need additional protection
  • The insurance in the home country does not cover the full costs in the event of a claim and foreign visitors have to pay themselves
  • High costs for medically appropriate repatriation are covered