Having to cancel your holiday can have many reasons: Illness, family emergency or damage to the house. HanseMerkur's travel cancellation insurance reimburses you for the cancellation costs of the tour operator, holiday home rental company or transport company if you cancel your trip. You also get your money back for unused travel services or additional travel costs. Take out cancellation cover now without a deductible.
Cancellation insurances – Covered for unexpected events prior to departure
Cancellation insurances at a glance
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Did you know? Facts about cancellation insurance
Cancellation costs protected
Protection against cancellation costs
Having to cancel a holiday is always unpleasant. The reasons for this can be manifold: Illness, a family emergency or a burst water pipe in the house. It is even more unpleasant if the cancellation causes financial damage.
In order to prevent this, we recommend that you take out travel cancellation insurance. This will reimburse you and your family for the cost of the cancelled trip. Our travel cancellation insurance is available in the Carefree and Premium variants. Premium cancellation protection covers additional reasons for cancellation, such as document theft. If you, as the insured person or a close relative of yours, falls ill with COVID-19, we will also provide cover in the event of a trip cancellation.
In addition to various reasons for cancellation such as unexpected serious illness, financial loss or a change of job, you also benefit from insurance cover if you find out about a pregnancy after booking your trip.
Security for groups
Security for groups
Are you travelling with your association or club and are you more than 10 people? Then we recommend HanseMerkur cancellation protection for group travel. For groups under 30, there is a low-cost plan, especially for young people. Club & Class cancellation protection not only protects school trips from financial loss in the event of cancellation – participants in school exchanges, study trips or sports competitions are also protected from high cancellation costs. Our insurance cover includes a wide range of services and reasons for cancellation: For example, we will pay the costs if you wish to change your booking up to 6 weeks before the start of your trip – without there having to be an insured reason. Your travel operator cancels your trip due to an official travel warning? With our Premium cancellation protection, you will also get your cancellation costs back for this reason.
Another benefit: It is not only worth taking out our cancellation protection to be insured against the consequences of a trip cancellation. By combining this with travel curtailment protection, you are also insured during your group trip in the event of an unexpected trip interruption. You can also find out about all the benefits and insured reasons in detail on our product detail pages.
Save with combination packages
Savings tip: Combination packages
If you would like to take out not only travel cancellation insurance but also travel protection insurance, we recommend our Cancellation & Travel Protection package or the Travel Cancellation Insurance including Travel Protection. With Cancellation & Travel Protection, you are also optimally covered during your trip in the event of possible incidents such as accident, illness or loss of luggage.
For frequent travellers, we recommend the Annual Cancellation Insurance including travel protection. This means you are comprehensively protected for 365 days on as many trips as you like (up to a maximum of 62 days per trip).