Price example, up to your 29th birthday, min. premium € 30
Young Travel health insurance for foreign guests
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Your benefits
Are you planning a longer stay in Austria, for example, as an au pair, intern or student? With Young Travel travel insurance for young visitors, you protect yourself against high costs in the event of illness or accident. Our international health insurance covers the costs of medical assistance on site or return transport to your home country for up to one year. The "Premium" plan additionally includes liability and accident insurance.
Outpatient/inpatient treatments
Meets EU requirements for your stay in Austria as a foreign guest
24-hour emergency call service
Premium tariff includes liability and accident insurance
Tariff overview
| Carefree | Premium | |
|---|---|---|
| Travel health insurance | ||
| Additional package | ||
| Travel accident coverage | ||
| Travel liability insurance | ||
| Maximum trip duration | 364 days | 364 days |
| Scope of cover | Austria & temporary trips to the EU/Schengen countries | Austria & temporary trips to the EU/Schengen countries |
| Age limit | Tariff up to and from the 29th/39th birthday | Tariff up to and from the 29th/39th birthday |
| Price overview | Download PDF | Download PDF |
| Mode of payment | Once, monthly, quarterly, semi-annually or annually | Once, monthly, quarterly, semi-annually or annually |
| Sample price | from € 1.70 (per year, up to 29th birthday)Calculate & book | from € 2.90 (per year, up to 29th birthday)Calculate & book |
The most important benefits – at a glance
Health insurance for foreign guests
| What´s covered | Carefree | Premium |
|---|---|---|
| Out-patient medical treatment | ||
| Out-patient medical treatment | ||
| Pain-relieving, conservative dental treatment | ||
| Pain-relieving, conservative dental treatment | € 250 | |
| Inpatient medical treatment | ||
| Inpatient medical treatment | Yes (Deductible of 10 € per day for the first 28 days) | |
| Radiation therapy, light therapy, and other physical treatments | ||
| Radiation therapy, light therapy, and other physical treatments | Yes (10% deductible for medicines) | Yes (10% deductible for medicines) |
| Medicines and bandages | ||
| Medicines and bandages | Yes (€ 5 deductible for medicines) | Ja (€ 5 deductible for medicines) |
| Therapeutic aids following an accident | ||
| Therapeutic aids following an accident | - | |
| X-ray diagnostics | ||
| X-ray diagnostics | ||
| Surgeries | ||
| Surgeries | ||
| Transport by ambulance for in-patient treatment | ||
| Transport by ambulance for in-patient treatment | ||
| Medically required return transport of patients | ||
| Medically required return transport of patients | € 10.000 | |
| Subsequent payments abroad | ||
| Subsequent payments abroad | 3 month | 3 month |
Incoming-Additional package (Travel accident insurance)
| What´s covered | Carefree | Premium |
|---|---|---|
| Invalidity | ||
| Invalidity | - | € 30.000 |
| Sum insured in the event of death | ||
| Sum insured in the event of death | - | € 15.000 |
| Sum insured in the event of death (for children under the age of 18) | ||
| Sum insured in the event of death (for children under the age of 18) | - | € 10.000 |
| Search and rescue costs | ||
| Search and rescue costs | - | € 10.000 |
| Cosmetic surgery costs | ||
| Cosmetic surgery costs | - | € 5.000 |
Incoming-Additional package (Travel liability insurance)
| What´s covered | Carefree | Premium |
|---|---|---|
| Liability risks of everyday life up to | ||
| Liability risks of everyday life up to | - | € 1 Mio. |
| Liability claims due to damage to rented property per insurance case up to | ||
| Liability claims due to damage to rented property per insurance case up to | - | € 25.000 |
| Key loss | ||
| Key loss | - | € 250 |
| Damage to the host family’s household | ||
| Damage to the host family’s household | - | € 25.000 |
| Deortation costs | ||
| Deortation costs | - | € 7.500 |
| Financial loss | ||
| Financial loss | - | € 10.000 |
| Professional liability | ||
| Professional liability | - | € 25.000 |
| Default insurance | ||
| Default insurance | - | € 10.000 |
| Deductible | ||
| Deductible | - | None (exceptions: 20% in the case of damage to tenants and deportation, at least 50 € in the case of damage to the host family’s household 10%, at least 200 € in the case of professional liability and insurance against receivables 10%, at least 200 €) |
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Questions and Answers
In which countries does Young Travel travel insurance apply?
Scope of cover
With Young Travel travel insurance, you enjoy insurance cover not only in Austria. It applies to temporary travel from Austria to the EU, the Schengen states, Andorra, Monaco, San Marino and Vatican City.
For whom is travel insurance suitable?
Foreign guests up to the 39th birthday
Young Travel insurance is suitable for foreign guests up to their 39th birthday who are temporarily staying in Austria or the Schengen states. They must not be subject to compulsory health insurance in the destination country (e.g. as an employee subject to social security contributions). Please note that the rates are staggered for people up to their 29th birthday and up to their 39th birthday.
What is the difference between the Carefree and Premium plans for Young Travel insurance?
Insurance plan information
With both plans for a Young Travel insurance policy, you are comprehensively protected as a foreign guest in Austria or the Schengen states. However, with the Premium plan, you will be reimbursed more costs in some cases. Example: We cover pain-relieving dental treatments up to € 250 per year in the Carefree plan, and 100% of the costs in the Premium plan. Another great advantage of the Premium plan is that you also benefit from travel liability and travel accident insurance. We particularly recommend this tariff if you have to fulfil a visa requirement during your stay. If you are unsure as to which variant suits you better, you can always contact our service team.
Can I extend my travel insurance?
Yes, upon request
If you stay for longer in Austria or the Schengen countries, you can apply for a follow-up insurance policy before the end of the original contract period. This is valid up to a total duration of 364 days. Please contact our service team directly at +43-1-3177859.
Will I have to pay a deductible?
Proportionate in your travel liability insurance
Deductible costs are only incurred on a pro rata basis in the travel liability insurance. In cases of damage to rented property and deportation costs, the deductible is 20 % (minimum € 50) per insured event. In cases of damage to the host family's household, professional liability and loss of receivables, a deductible of 10 %, or a minimum € 200, will be deducted from the determined amount of damage.
