HanseMerkur is a personal insurer specialising in health insurance and travel insurance. As the second oldest health insurer in Germany, it offers outstanding insurance cover in health care, both as a supplement to statutory health insurance and in private comprehensive insurance. With premium income of 2,95 billion euros, HanseMerkur has been convincing for many years as a financially strong medium-sized personal insurer in the business segments of health and long-term care, risk and old-age provision, travel and leisure as well as property and accident.
In the financial centre of Hamburg, HanseMerkur is the only independent insurance group operating nationwide. In its 150-year history, HanseMerkur has developed into a modern financial services provider with over 2,600 employees and independent agency owners. Today, every seventh German citizen is insured with HanseMerkur. The parent company of the HanseMerkur Group is a mutual insurance association (VVaG). As such, HanseMerkur is solely committed to its customers and employees.
Growth is driven by the main business segment of health and long-term care. The company increased its premium income to EUR 2,056.0 million in 2024. HanseMerkur Krankenversicherung AG recorded above-average net growth in comprehensive health insurance for the 23rd year in a row and moved into the top 10 German private health insurers. HanseMerkur is one of the largest providers of private supplementary health insurance cover and co-operates with DAK-Gesundheit, Hamburger Sparkasse and other savings banks, among others.
As a quality provider of security concepts in the tourism and business travel sectors, HanseMerkur Reiseversicherung AG (HMR) is one of the largest companies in the tourism insurance industry in Germany and is the market leader in its core market of Germany.
In addition, HanseMerkur is pursuing the goal of becoming ‘the’ pet insurer in the coming years. In 2024, it came a big step closer to this goal, as its pet insurance portfolio grew by 68.6 per cent.