HanseMerkur is a personal insurer with a focus on health insurance and a speciality in travel insurance. As the second oldest health insurer in Germany, we offer excellent insurance cover in health care, both as a supplement to statutory health insurance and in private comprehensive insurance. With premium income of more than EUR 2 billion, HanseMerkur has been delivering a convincing performance for many years as a financially strong, medium-sized personal insurer in the business segments of Health and Care, Risk and Retirement, Travel and Leisure, Property and Accident.
In the financial centre of Hamburg, HanseMerkur is the only independent insurance group that operates nationwide. In its 140-year history, HanseMerkur has developed into a modern financial services provider with around 11.6 million customers and over 2,300 employees and independent agency owners. The parent company of the HanseMerkur Group is a mutual insurance association (VVaG). As such, HanseMerkur is solely committed to its customers and employees.
The main growth driver is the Health and Care business segment. The company increased its premium income to EUR 1,836.6 million in 2022. For the 21st year in a row, HanseMerkur Krankenversicherung AG recorded an above-average net increase in comprehensive health insurance with 9,601 insured persons. The number of people with supplementary cover increased by 4,000. HanseMerkur is one of the largest providers of private supplementary health insurance cover and cooperates with DAK-Gesundheit, Hamburger Sparkasse and other savings banks, among others.
As a quality provider for security concepts in tourism and business travel, HanseMerkur Reiseversicherung AG (HMR) is one of the largest tourism insurance companies in Germany. In addition, HanseMerkur is pursuing the goal of becoming "the" animal insurer in the coming years and is setting standards with the cancer scan early detection program introduced in 2022.