Looking forward to your well-deserved holiday is one of life's great anticipations. The certainty of being well covered in the event of an emergency is equally important. Whether you are planning a short trip of several days or a long-distance trip, it always makes sense to take out holiday insurance. This is because statutory health insurance does not cover all the costs that can arise during a trip abroad. Depending on the combination, holiday insurance covers medically necessary treatment abroad or protects you from cancellation costs if you cannot make your trip.