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    Coronavirus & Travel Insurance

    Frequently asked questions about COVID-19

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    Travel insurance
    Inter­na­tional health insurances

    Optimal for several trips abroad per year – protect yourself and your family from high medical and hospital costs.

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    Coronavirus & Travel Insurance

    Frequently asked questions about COVID-19

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Ein Pärchen sitzt auf dem Sofa. Vor ihnen befindet sich ein Laptop auf den beide gucken.
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  • Corona travel insurance

Corona travel insurance in comparison

The Coronavirus pandemic poses major challenges for travellers. Many are unsure whether they have to cancel or interrupt their trip due to a possible quarantine. With the new Coronavirus travel protection, you protect yourself against the consequential costs of possible quarantine or refusal of transport. Simply book it in addition to your travel cancellation or travel curtailment insurance. Our classic travel insurance policies also cover many cases related to the Coronavirus. In our Corona Travel Insurance Comparison, we have compared the benefits of our Cancellation, Curtailment and International Health Insurance and Coronavirus Travel Protection policies.

Cancellation insurance & Coronavirus travel protection comparison

Cancellation insurance
Standard servicesCoronavirus insurance cover
Covid-19 as an unexpectedly severe disease
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Domestic isolation (quarantine) on the basis of official or medical orders Exception: local, regional or supra-regional orders
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Refusal to transport or entry into the insured rented property by authorised third parties (e.g. airport staff, landlord) on the day of departure
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Details Details

Travel curtailment insurance & Coronavirus travel protection in comparison

Travel curtailment (holiday guarantee)
Standard servicesCoronavirus insurance cover
Covid-19 as an unexpectedly severe disease
-
Domestic isolation (quarantine) on the basis of official or medical orders Exception: local, regional or supra-regional orders
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Refusal to transport or entry into the insured rented property by authorised third parties (e.g. airport staff, landlord) on the day of departure.
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Return travel additional costs for fellow travellers in case of illness from Covid-19
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Reimbursement of costs for extended stay caused by quarantine in case of illness
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Reimbursement of costs for extended stay caused by quarantine due to suspected infection with Covid-19
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Details Details

International health insurance & Corona travel protection in comparison

International health insurance
Standard servicesCoronavirus insurance cover
Medical treatment costs for Covid-19
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Costs for a PCR test prescribed by a doctor
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Details Details

Book Corona Travel Protection as an Add-On

Cancellation and travel protection

Cancellation & travel protection for holidays

All-round protection for individual travellers, families & groups – with all important travel insurance in one package. This way, you are optimally covered before and during your trip. 

More information
Class trip Insurance

Cancellation & Travel Protection Club & Class Trips

For all those under 30, we have put together an optimal package: Cancellation & travel cover for club and association trips, as well as school trips. 

More information

Add Corona travel protection at a later date

Have you already taken out cancellation insurance with HanseMerkur for your trip, or do you have annual cancellation and travel protection? Simply take out Coronavirus travel protection separately!

More information

Travel cancellation & curtailment insurance: Insurance cover in which cases involving Coronavirus?

Due to the Coronavirus pandemic, it is unclear for many travellers whether they will be able to take a booked trip or possibly even have to cancel it. In order to avoid high cancellation costs in the event of a trip cancellation or trip curtailment, we recommend taking out travel cancellation insurance. All HanseMerkur travel insurance policies that include travel cancellation and travel curtailment insurance provide cover in the event of Covid-19 illness.

Our travel curtailment insurance also covers additional return travel costs for fellow travellers in the event of illness from Covid-19. If you have to extend your holiday due to an ordered quarantine as a result of illness from Covid-19, we will reimburse you for the additional costs incurred (up to a maximum of the insured price).

When is Coronavirus travel protection worthwhile?

HanseMerkur's Coronavirus travel protection offers you additional cover if you have to cancel or interrupt your trip due to an official or medically ordered quarantine. If authorised third parties (e.g. airport staff or landlords) prohibit you from travelling or entering your insured rental property on the day of your outward or departure journey, we will reimburse you for any cancellation or additional costs incurred within the Coronavirus travel protection policy. 

In which cases does the Coronavirus international health insurance provide cover?

Are you abroad and need to be treated as an outpatient or inpatient due to a Covid-19 illness? We cover your medical treatment costs within your international health insurance policy, as well as the costs for a medically prescribed PCR test in case of suspected Coronavirus.

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