Carefree tariff, valid within Europe
Travel protection insurance – well secured on the go
Your benefits
Sporting activities, rental car excursions or unfamiliar cuisine – there are many situations that harbour potential danger on holiday. HanseMerkur travel protection insurance offers you extensive benefits and support in the event of an emergency. Whether in the event of illness, accident, liability and luggage damage or transport delays – with our travel protection insurance, you are optimally covered worldwide. Book your holiday cover now and head off relaxed into "the most beautiful time of the year".
Insurance in the event of travel irregularities
Sickness and accident cover during the trip
Travel curtailment insurance & travel assistance in emergencies
24-hour emergency call service
Tariff overview
| Carefree |
Recommendation
| |
|---|---|---|
| Trip interruption insurance
Travel interruption insurance highlights
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| Return travel protection Subsequent travel costs in the event of a trip interruption, accommodation and return travel costs | ||
| Delay protection If public transport is delayed by more than 2 hours, we reimburse additional outward journey costs, accommodation costs and return journey costs. | ||
| Transfer protection If the feeder flight is delayed by more than 2 hours at the connecting airport in Europe, we reimburse additional transfer costs, costs for a new booking and accommodation costs. | ||
| Reimbursement of deductible If your travel booking already includes cancellation insurance (with a deductible), we pay the deductible charged by the primary insurer (e.g. credit card, tour operator) up to 20% of the insured travel price. | ||
| Luggage insurance Replacement for damaged, lost or late baggage. | ||
| Travel accident coverage Reimbursement of expenses in the event of death or disability | ||
| Personal assistance Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment. | ||
| Travel health insurance Cost sharing for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling abroad. | ||
| Travel liability insurance Liability risks of everyday life and rental damages. | until € 750.000 | until € 1 Mio. |
| Maximum trip duration | 364 days | 364 days |
| Scope | Europe/Globally | Europe/Globally |
| Additionally insured items
Extra-Benefits:
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| Deductible | 20 % (for medical expenses abroad if claims are not made to social/private insurance) | |
| Affordable family tariff | ||
| Sample price | from € 3 (per day, within Europe)Calculate & book | from € 4 (per day, within Europe)Calculate & book |
The most important benefits – at a glance
Trip interruption insurance
Return trip, delay and transfer protection
Reimbursement of deductible
Luggage insurance
Travel accident coverage
Travel health insurance
Travel liability insurance
Questions and Answers
By when can I take out the travel protection insurance?
By 1 day before departure
How long is the travel cover valid?
Maximum 364 days
For whom is the Carefree or Premium travel protection particularly suitable?
Long-term travellers, active holidaymakers, travellers with children
Is there a family plan?
Yes, for up to 7 people in total
Can deductible costs arise?
Depending on the plan you choose
Did you know? Facts about travel protection insurance
Benefits
Premium benefits
In the event of cancellation
Suitable for whom?
Are you planning a holiday and don't want to worry about unpleasant incidents during the trip? With HanseMerkur travel protection insurance, you and your family are well covered anywhere in the world. Travel insurance is particularly recommended if you are travelling for a long time in a non-EU country: This is because our offer is valid for a travel duration of up to 364 days at a stretch.
In addition to long-term travellers, active holidaymakers also benefit from travel protection insurance from HanseMerkur. Even a little carelessness on a hiking, cycling or diving trip is enough to cause an accident. Thanks to travel accident, international health and travel curtailment insurance with 24-hour travel emergency call service that come included, you receive immediate help on the spot and protect yourself against high treatment costs at the doctor's or hospital.
Premium benefits
HanseMerkur travel protection insurance is available in the Carefree and Premium variants. The Premium variant includes a number of additional benefits for you and your dependants:
- Additional loss events insured
- Higher reimbursements
- Extra benefits, e.g. guardian angels for damage to the house or car
- Unlimited treatment costs for inpatient stays abroad
- Hotel costs covered for co-insured persons
We particularly recommend the Premium variant if you suffer from chronic illnesses. Should your condition become acute, the travel insurance covers this.
In the event of cancellation
Between the planning and the start of a trip, there is usually a long period of time during which a lot can happen. If you are unable to take a trip due to an unexpected event, you may incur considerable financial loss. With individually bookable travel cancellation insurance, you are optimally covered, as we assume your costs in the event of travel cancellation. If you would like to combine both travel insurance policies, we recommend our travel insurance "Cancellation & Travel Protection".
