Are you travelling with your work colleagues, a group of friends or club members? Why you benefit from group travel insurance on private or business trips with at least 9 fellow travellers. If, on the other hand, you are planning a school trip with school pupils or a trip with young people under 30, we offer special insurance cover.
Group Travel Insurance – Security for associations & clubs
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Prepare your group for all eventualities
A trip with several people always involves a lot of organisation: Agreeing travel dates, finding accommodation with sufficient space and, last but not least, organising transport for all fellow travellers. Anyone who invests so much time in planning a group trip should be prepared for all eventualities. If fellow travellers fall ill before or during the trip or have to cancel the trip for personal reasons, the risk increases that all participants are left with high cancellation costs. In order to be prepared for illnesses, accidents or private matters, you can easily put together your individual insurance cover for your group trip with HanseMerkur – e.g. with international health insurance, travel cancellation or travel curtailment cover.
Why is group travel insurance worthwhile?
Group travel insurance is suitable for travel groups of at least ten people with the same destination and date. It doesn't matter whether it's a trip with friends, with the club, association or another group of people. HanseMerkur's group travel insurance policies offer you the following benefits:
- Each person is individually protected with group travel insurance. If one person cancels, this does not affect the travel plans of the whole group.
- Travel insurance for groups is significantly cheaper than if each individual were to take out their own travel insurance.
- One person can handle the booking of the entire travel insurance for groups.
- You do not have to enter every single name of the group manually, but can upload a list of insured persons on our website.
What benefits does group travel insurance cover?
The benefits included in a group travel insurance policy depend entirely on the insurance cover you and your travel group decide on. Depending on your insurance needs, you can take out travel cancellation insurance for group travel or combine it with additional travel protection insurance. To help you make the right decision for your group trip, we would like to present both insurance policies in the following section.
The right protection for your group trip
Cancellation protection for group travel
Especially when travelling with many people, it is not easy to rule out that a fellow traveller will have to cancel the upcoming trip for various reasons. We, therefore, recommend that you take out cancellation protection for group travel. This covers you against all eventualities that could lead to you having to cancel your trip at short notice.
A practical solution: Should one or more participants have to cancel the trip, there will be no financial loss. This is because, with this travel insurance, we refund the cancellation costs. The rate for a group is cheaper than if each fellow traveller were to take out travel cancellation insurance individually.
If you opt for cancellation protection with the Premium plan, many additional reasons for cancellation are also insured. This includes, for example, an unexpected worsening of an existing condition with a doctor's certificate of fitness to travel. You will find further reasons for cancellation in our overview of services.
Cancellation & travel protection for group trips
Would you like the best possible cover not just before your group trip, but also during it? Our holiday cancellation and travel protection package will be there for you before, during and after your trip. The travel protection for group travel the comes included protects you in the event of accidents, illness or other unforeseen incidents that may occur during a trip. Thanks to integrated travel health insurance, every traveller is optimally protected against high medical treatment costs (outpatient or inpatient). Furthermore, you benefit from our travel curtailment insurance:
If you or a fellow traveller have to cancel the trip within the first half (within the first 8 days), we will refund 100% of the trip cost. Any unused travel service will be refunded from the 9th day. In the event of damage to or loss of your luggage, the luggage insurance takes effect and reimburses up to € 3,500 in the Premium plan. You can read about all the other benefits, such as extra return travel, delay and transfer cover, in the overview of benefits provided by the policy cancellation & travel protection for groups.
Special protection for school trips and study tours
Are you organising a group trip where the participants are under 30 years old? In this case, we recommend our cancellation protection for clubs & classes. It is specially tailored to young people and particularly good value. Accompanying persons are, of course, included, even if they are over 30 years old.
If you choose the travel cancellation insurance for clubs and classes, you cover all accompanying pupils/students and young people up to the age of 30, as well as an accompanying supervisor, in the following cases:
- Non-commencement of the journey
- Vaccine intolerance
- Repeating failed school examinations
- A pupil's need to re-take a class
You can also add travel protection for club trips & school trips. With the cancellation & travel protection insurance for clubs & classes, all fellow travellers benefit from travel health and travel accident insurance, in addition to travel cancellation insurance. This means that all participants are fully protected during the trip. All benefits and insured events can be found in the price and benefit overview for cancellation & travel protection insurance for clubs & classes.