Glossary – Insurance terms from A to Z
Letter T
Travel curtailment is the premature termination of a holiday or stay abroad. With HanseMerkur Travel Insurance, you can insure yourself against the costs of such a curtailment. Our protection insurance (travel curtailment insurance) reimburses you for additional return travel costs and unused travel benefits incurred if you interrupt the trip for an insured reason, e.g. in the event of unexpected and serious illness, significant damage to property or the death of a relative. In addition, in the case of a round trip or cruise, travel curtailment is also insured. Here, the post-trip costs incurred are reimbursed.
In contrast to trip cancellation insurance, which offers you cover BEFORE the trip, travel curtailment insurance protects you DURING the trip. We, therefore, recommend a combination of the two insurance policies. More info on travel curtailment.
Travel insurance is the generic term for the various insurance policies that can be taken out to cover a trip. Travel insurance includes, for example, the following:
Travel insurance incl. cancellation protection
International health insurance
The travel time refers to the period between the start and end of the journey. The day of the outward journey and the return journey both count as a full day. A trip from the 6th to the 11th (five nights/six days), therefore, includes six days that must be insured.
The entire duration of the trip must be insured; otherwise, no legally binding contract is concluded despite payment of the premium and there is no insurance cover.