Glossary – Insurance terms from A to Z

Luggage refers to your suitcases, bags or backpacks including the items they contain. Your hand luggage also counts as luggage. In order to protect yourself against loss, damage or destruction, you can take out luggage insurance. This is particularly recommended for luggage with valuable contents.

In these cases, the luggage insurance will replace the current value of your luggage, as well as your personal belongings, acquired on the trip in the following cases:

• In case of criminal offences, e.g. robbery and theft
• In the event of loss or damage by a carrier (this does not, however, apply to valuables)
• In the event of an accident to your means of transport
• In the event of fire, lightning, explosion, storm, floods, landslides, earthquakes and avalanches

Luggage insurance, for example, is part of our and travel insurance.